Como utilizar ibc bank online3/12/2024 After we make the initial Loan to you, we may refuse to allow you to take out additional loans under the Multi-Year Approval feature, terms and conditions will be outlined in your promissory note.ġ If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early™. ‡ Multi-Year Approval: Funds available for future use are subject to a soft credit inquiry at time of your next request to verify continued eligibility. E) Other terms may apply and will be included in the Agreement. D) You are solely responsible for any taxes that may be owed as a result of cash back rewards earned and/or redeemed under this card. B) Cash Back Rewards will not expire as long as your credit card account is in good standing and you make an eligible purchase once every twelve (12) months. Please refer to your Reward Guide for complete program terms and conditions. For example, balance transfers, cash advances, account fees or charges, interest charges, life insurance charges, money orders, wire transfers, lottery tickets, gambling charges, or unauthorized charges to your account do not earn cash back rewards. Certain transactions do not qualify for cash back rewards. A net purchase is the amount of a purchase less any credits, returns and adjustments. The Reward Guide will explain the program, including the following: A) Earn cash back rewards of 1.8% on all eligible net purchases. You will receive the Reward Guide with your Cardholder Agreement. The Cash Back Plus Rewards Program is governed by the terms and conditions set forth in the Reward Guide. Your account must be open and in good standing at the time the cash back rewards are credited. Your cash back reward will appear on your statement as “Spend Reward”. Balance Transfers, money orders, gift cards, wire transfers, lottery tickets, gambling charges or unauthorized charges to your account are not considered eligible purchases The cash back reward will post to your account once all of the terms of the offer have been met. All purchases must be posted to your account within the promotional period. To qualify, you must open a new Citizens Cash Back Plus™ World Mastercard®. We may evaluate accounts periodically to determine qualifications and have the right to remove benefits based on failure to meet qualifications. In order to qualify or maintain CitizensPlus, you must maintain an open and active Citizens Quest™ or Citizens Private Client ™ Checking account. This guarantee may be modified or discontinued at any time.* CitizensPlus™ benefits cannot be applied in addition to other promotional benefits or discounts that we may offer from time to time. Certain payments are not covered by this guarantee. You must contact us and provide the information necessary in order for us to review and provide reimbursement as applicable. We will reimburse you for any fees associated with a check payment that settles prior to the date you selected in Online Bill Pay. If a mistake is made by the Online Bill Pay Service, resulting in a late payment, we may also bear the responsibility for your direct losses or damages. Should a payment post to your account with the biller after the date that it was scheduled, we will bear the responsibility for late payment fees and interest charges accrued between the scheduled date and the date when the bill is paid. As long as your payment is scheduled in accordance with the guidelines described in the Online Bill Pay Service section of the Online Banking Service Agreement, we will reimburse you for any applicable fees charged if the payment settles earlier or later than the date you select.
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